Financial Planning 

More clients are using our financial life planning service for a variety of financial scenarios. We use smart technology to help draw a picture of their current financial position and build meaningful plans for the future based on their goals.

Initially, we used this technology mainly for retirement preparation, but we have also found it to be helpful to clients with a variety of conundrums including private care homes, school fees, or even a possible career change.

Think of it like a sat-nav in the car. Not only will it help you understand where you are and where you want to go, but will also highlight all the possible routes, helping to avoid any roadblocks along the way. This type of future cashflow planning is a consultative experience helping you visualise your future lifestyle and bringing a sharper reality to the financial decisions you need to make.

It’s possible to run through many different scenarios to see how they might affect your finances. These can range from retiring ambitiously early, through to the technical stuff, such as the impact of investment returns and the tax man on your overall financial plan. Life events such as marriage, your first child or grandchild, changing jobs, or buying property for yourself and family all have a financial outcome. This is why it is important that any financial forecast is regularly reviewed to check against progress and provide the best chance of meeting its target.

We believe the best way we can assist the happiness and financial health of our clients is by helping them to create a realistic plan focused on their life goals.

By Philip Harper  |  February 2022