Equity release
Equity release is a way of releasing the wealth tied up in your property without having to move home. You can borrow against the value of your home in exchange for a tax-free lump sum with no monthly repayments. You retain full ownership of your home.
If you are 55 or older and own your own home you could be eligible for a lifetime mortgage.
A Lifetime Mortgage is a type of mortgage where you can choose to extract your funds in a single lump sum and/or smaller amounts over time. The loan and the accrued interest can be repaid at any time but must be repaid by your estate when the last person living in your home either dies or move to permanent long-term care.
The amount that can be released is dependent on your age and the value of your property.
If you would like to speak to someone about Equity Release, please complete the contact form.
Member of the Equity Release Council.
Accredited by SOLLA for later life lending.
A lifetime mortgage will be secured against your home. Think carefully before securing a loan against your property. To understand the features and risks, please ask for a personalised illustration.
We do not give advice on Home Reversion plans.
Equity Release Calculator
Our calculator will give you an idea of how much money you could release from your home. Simply choose your age, property type and estimated property value. If you are a couple, please insert the younger of your two ages.
If you would like to speak to someone about Equity Release, please complete the contact form below or call Vanessa.
Vanessa Carver CeMAP and CeRER
Equity Release Specialist
01494 817151 | vanessa@fmifa.com | fmequityrelease.com
Client Testimonials
We have to say we are very impressed with your efficiency.
Brian & Lynne Sept 2020
Vanessa explained it all amazingly in a very nice gentle, not in a heavy kind of way. She’s a really lovely kind person that is so easy to talk to and put me totally at my ease.
Simon, December 2020
Wow! Our bank account is momentarily looking very healthy. Thank you so much for
all your advice and very speedy assistance. We very much appreciate it.
Jim and Brenda July 2021
Thank you for meeting with us
on Friday. My dad felt very at ease
with you & you explained everything well to him.
Julie, July 2018
A big thank you! It would not have been possible without you. You have helped our dream come closer to reality.
Anup, April 2019
Thank you so much Vanessa,
you took me through the application with absolute empathy, you are a star!
Susan, January 2020
Thank you also for your help with my parents, it was a real pleasure doing business with you and I would have no hesitation in recommending anyone to you again in the future.
Monica April 2021
Thank you very much for all
your help in helping me take
out my equity release. It was a worrying time for me, but you made it easy.
Rita, August 2019
A pleasure to refer as I know
that you will look after whoever
I refer to you and give them
best advice.
Paul, February 2020
Just to let you know that this completed yesterday, and the funds are in my account. Thank you for all your help – it all went very smoothly! Jane and Brian, June 2019
We would both like to thank you very much for your advice and assistance in our equity release. It has all been relatively painless! Steve and Janey, November 2018
Thanks for help, support and patience Vanessa. Been good to know you were there to ask any questions when we needed to. Terry & Debi Sept 2020
Enquiry form
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