Publications

FM’s Service Proposition Booklet

This booklet provides a glimpse of who fmifa are and how we can work with you. Our retirement and wealth management services are summarised to show how these could help you.

Roadmap to Retirement Guide

A checklist by age to ensure you are on track with your retirement savings. We recommend reviewing this booklet annually.

IHT and Estate Planning Guide

A brochure to provide an introduction on gifting, allocating pension benefits and Inheritance Tax planning.

Investors looking for monthly income

FM’s Strategic Income Portfolio is a bespoke solution built for clients of fmifa. It provides a consistent monthly income without disturbing the underlying capital.  The target income is a 4% yield.

7 Principles of investing

The world of investing is overflowing with metaphors, adages and fables, so here are our top seven principles for keeping your focus during periods of uncertainty.

Tax Infographic 2024-25

Here is a infographic of the main tax numbers which apply to day to day financial planning.

Tax Efficient Savings Fact Sheet

A leaflet to show the different tax mitigation options to consider and the level of risk associated with each option.

Your Retirement Options Fact Sheet

A leaflet to show the different options available when you reach retirement and a list of financial considerations.

Protection Fact Sheet

A leaflet to help you identify the most appropriate protection policies you should have in place for you and your family for when you die or if you become ill. It will cover what’s available, who should buy it and who benefits.

Equity Release Fact Sheet

A leaflet to provide additional details on Equity Release. Equity Release can be a highly valuable extension to your retirement planning and a simple, efficient option to help deal with issues surrounding Inheritance Tax.

Wills & Power of Attorney Fact Sheet

This fact sheet explains the benefits of creating a Will and Lasting Power Attorney.

Business Property Relief Fact Sheet

Business Property Relief qualifying shares owned for at least two years can be passed on free from inheritance tax on the death of the shareholder.  These portfolios are quite high-risk investments and savers need to be happy that there is going to be volatility involved.

Letter of Wishes

After creating a Will, it is helpful to also record your personal wishes so your executors know your preferences, reasoning and guidance to help them make important decisions when you die.

The form has been submitted

Thank you for this confirmation to invest additional funds to your General Investment Account. We will confirm the bank account to transfer the funds and a reference number. Once the top up has been applied to your tax-free investment account, the Client Support Team will confirm this and provide you with an updated valuation.

The form has been submitted

Thank you for this confirmation to invest additional funds to your ISA. We will confirm the bank account to transfer the funds and a reference number. Once the top up has been applied to your tax-free investment account, the Client Support Team will confirm this and provide you with an updated valuation.