Unlock a better retirement

There has never been so much choice available to homeowners looking to use the equity in their home, so taking independent financial advice is crucial. A Lifetime Mortgage is the most popular way to release a tax-free lump sum; a way to make the most of the huge increase in property wealth in
the UK. Here are the 6 most common reasons why people release equity:

1. Increase income for a better retirement
2. Home/garden improvements
3. Paying off an existing mortgage/debts
4. Financial help/gifts for family members
5. Holidays/new cars
6. Buying a new home/ buying out an ex-partner
Equity Release via a Lifetime Mortgage has become more mainstream in recent years, as household
names, such as Standard Life and Legal & General are now offering flexible, good value options.

If you think it could be for you, don’t be put off by the myths that still exist to some extent.
Know the facts:

• You will continue to own your home – this is just a mortgage
• You could pay the interest if you chose; this is optional, and common for those replacing their existing mortgage
• Moving house: you have the option to move the mortgage with you or pay it off fully/partially
• No hidden costs and a Lifetime Mortgage is often cheaper to set up than a normal mortgage

We do not charge a fee, whether you proceed with a Lifetime Mortgage or not. Vanessa’s priority is to help you understand and assess whether equity release is the best solution for you, and to find the best Lifetime Mortgage from the whole of the market.