Tax Facts 2020/21

Tax Facts 2020/21

A new tax year is with us again and although there were no major changes, announced in the recent Budget (March 2020), here is a snapshot of the new numbers which apply to day to day financial planning.

7 Principles of investing

7 Principles of investing

The world of investing is overflowing with metaphors, adages and fables, so here are our top seven principles for keeping your focus during periods of uncertainty.

A guide to Investment bonds and care costs

A guide to Investment bonds and care costs

The cost of care has been increasing and the problem around funding for care will continue to grow over the coming years.  Medium to long-term investment bonds with one or more element of life insurance policies that contain cashing-in rights by way of options for total or partial surrender may provide a solution to reduce the amount of capital used to mean-test care.

A Guide to Business Property Relief

A Guide to Business Property Relief

Business Property Relief qualifying shares owned for at least two years can be passed on free from inheritance tax on the death of the shareholder.  These portfolios are quite high-risk investments and savers need to be happy that there is going to be volatility involved.

Client Proposition Booklet

Client Proposition Booklet

This booklet provides a glimpse of who fmifa are and how we can work with you. Our retirement and wealth management services are summarised to show how these could help you.