Lily and George: Joint Life Term Insurance
When Lily and George took out a joint life term insurance policy with us, they did so to protect themselves and their young children Oscar and Isla for the future. Having a young family and an outstanding mortgage of £400,000 meant that if Lily or George unexpectedly passed away the family would struggle to cope with the financial burden left behind. With their new policy Lily and George were left with peace of mind that the surviving spouse would receive a lump sum payment, providing them with financial security when they needed it most.
When deciding how much life-cover a person needs, we like to recommend at least 10 times your annual salary. We feel that this figure provides enough money to pay off any outstanding mortgage and cover your dependents’ future for years to come.
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