Newsletters and Publications

fmifa Review – 2021 Edition

The Financial Planners write their own annual newsletter on topics that have been raised by clients. This special edition celebrates our 30 year anniversary and FM being added to the top 100 Financial Advisers in the UK by the Financial Times. 

fmifa Review – 2020 Edition

The Financial Planners at Financial Management write their own annual newsletter on topics that have been raised by clients. This edition introduces our Roadmap to Retirement, which we have developed to help our clients along their retirement journey.  Other topical articles include environmental investing, using technology to help deliver more powerful advice and a personal perspective from Paul, our Mortgage Adviser, on securing a mortgage to build his own home.  We also have our “three frequently asked questions”, which is always a popular article.

fmifa Review – 2019 Edition

The Financial Planners at Financial Management write their own annual newsletter on topics that have been raised by clients. This edition focuses on the topical issues of investing through volatile times by sharing fmifa’s 7 principles of investing.  It touches on the importance of Will writing and what happens to your pension on death.  On a lighter note, there is an interesting article on understanding the emotions of investing.

fmifa Review – 2018 Edition

The Financial Planners at Financial Management write their own annual newsletter on topics that have been raised by clients. This edition focuses on the topical issues of retirement and inheritance, trying to reduce the confusion surrounding the new pension rules, introducing the new Lifetime ISA and using Equity Release to access cash from our homes.

fmifa Review – 2017 Edition

The Financial Planners at Financial Management write their own annual newsletter on topics that have been raised by clients. This edition celebrates our 25 year anniversary and looks at a variety of financial subjects including: when is the best time to invest? The new retirement journey and crowdfunding.

Your Finance Matters – Winter 2021

A quarterly newsletter with current industry stories.  This edition includes tips for saving for retirement.  There are lots of pension advice for the self-employed too.

Your Finance Matters – Autumn 2020

A quarterly newsletter with current financial planning stories.  This edition includes an article about emotions when investing during uncertain times and also a great piece on selecting investments based on ESG principles.

Your Finance Matters – Summer 2020

A quarterly newsletter with current industry stories.  This edition includes articles on keeping your retirement plans on track, protecting your investment portfolio and building financial resilience.  These are all important topics when dealing with the impact of Covid 19.

Your Finance Matters – Spring 2020

A quarterly newsletter with current industry stories.  This edition puts the budget under the spotlight and recommendations having a conversation about money especially in relation to estate planning.  There is a good article regarding women and their pensions.

Roadmap to Retirement Guide

A checklist by age to ensure you are on track with your retirement savings. We recommend reviewing this booklet annually.

IHT and Estate Planning Guide

A brochure to provide an introduction on gifting, allocating pension benefits and Inheritance Tax planning.

7 Principles of investing

The world of investing is overflowing with metaphors, adages and fables, so here are our top seven principles for keeping your focus during periods of uncertainty.

Tax Facts 2020/21

Here is a snapshot of the tax numbers which apply to day to day financial planning.

Tax Efficient Savings Fact Sheet

A leaflet to show the different tax mitigation options to consider and the level of risk associated with each option.

Your Retirement Options Fact Sheet

A leaflet to show the different options available when you reach retirement and a list of financial considerations.

Protection Fact Sheet

A leaflet to help you identify the most appropriate protection policies you should have in place for you and your family for when you die or if you become ill. It will cover what’s available, who should buy it and who benefits.

Equity Release Fact Sheet

A leaflet to provide additional details on Equity Release. Equity Release can be a highly valuable extension to your retirement planning and a simple, efficient option to help deal with issues surrounding Inheritance Tax.

Wills & Power of Attorney Fact Sheet

This fact sheet explains the benefits of creating a Will and Lasting Power Attorney.

Investment bonds and Care Costs Fact Sheet

The cost of care has been increasing and the problem around funding for care will continue to grow over the coming years.  Medium to long-term investment bonds with one or more element of life insurance policies that contain cashing-in rights by way of options for total or partial surrender may provide a solution to reduce the amount of capital used to mean-test care.

Business Property Relief Fact Sheet

Business Property Relief qualifying shares owned for at least two years can be passed on free from inheritance tax on the death of the shareholder.  These portfolios are quite high-risk investments and savers need to be happy that there is going to be volatility involved.

When I’m Gone Personal File

Writing a Will is a priority during the financial planning process, but the softer aspects of how your estate should be dealt with if you die, could be seen as equally as important. Hence, here is a document to record your wishes in a formal way.

Equity Release Myth Busters

Lifetime Mortgages have changed significantly over the years.  Despite this, there are still myths that need dispelling.  Vanessa has written the facts about Equity Release for each of the common myths.

Client Proposition Booklet

This booklet provides a glimpse of who fmifa are and how we can work with you. Our retirement and wealth management services are summarised to show how these could help you.

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The form has been submitted

Thank you for this confirmation to invest additional funds to your General Investment Account. We will confirm the bank account to transfer the funds and a reference number. Once the top up has been applied to your tax-free investment account, the Client Support Team will confirm this and provide you with an updated valuation.

The form has been submitted

Thank you for this confirmation to invest additional funds to your ISA. We will confirm the bank account to transfer the funds and a reference number. Once the top up has been applied to your tax-free investment account, the Client Support Team will confirm this and provide you with an updated valuation.