Equity release

Equity release is a way of releasing the wealth tied up in your property without having to move home. You can borrow against the value of your home in exchange for a tax-free lump sum with no monthly repayments. You retain full ownership of your home.

If you are 55 or older and own your own home you could be eligible for a lifetime mortgage.

A Lifetime Mortgage is a type of mortgage where you can choose to extract your funds in a single lump sum and/or smaller amounts over time. The loan and the accrued interest can be repaid at any time but must be repaid by your estate when the last person living in your home either dies or move to permanent long-term care.

The amount that can be released is dependent on your age and the value of your property.

Enquiry form

“A pleasure to refer as I know that you will look after whoever I refer to you and give them best advice.”
Paul, February 2020

“Just to let you know that this completed yesterday, and the funds are in my account. Thank you for all your help – it all went very smoothly!”
Jane and Brian, June 2019

“We would both like to thank you very much for your advice and assistance in our equity release. It has all been relatively painless!” 
Steve and Janey, November 2018

“Thank you very much for all your help in helping me take out my equity release. It was a worrying time for me, but you made it easy.” 
Rita, August 2019

“All completed today. Can’t believe how quickly it all went through. Thank you so much for all your help.”
Maureen, June 2019

“Financial Management offers an exceptional service. From an initial discussion with Vanessa, our application took only 4 weeks from start to completion. A process carried out with a high degree of competence, efficiency and customer empathy. A first-rate service…highly recommended.”
Tony, December 2019

“Thank you very much for your close attention and sorting out the detail, making this a very smooth and easy transaction. Happy to recommend your services.”
Paul, March 2019

“Vanessa explained it all amazingly in a very nice gentle, not heavy kind of way. She’s a really lovely kind person that is so easy to talk to and put me totally at my ease.”
Simon December 2019

“Thank you so much Vanessa, you took me through the application with absolute empathy, you are a star!”
Susan, January 2020

“The mortgage funds have come through. A big thank you! It would not have been possible without you. You have helped our dream come closer to reality. I will let you know when we have bought the apartment in the Algarve. Your service level has been superb, and I will be pleased to recommend you whenever the opportunity arises.”
Anup, April 2019

“Many thanks for your very professional advice and smooth application process. Much appreciated.”
Eddie and Jill, March 2019

“Thank you for meeting with us on Friday. My dad felt very at ease with you & you explained everything well to him.”
Julie, July 2018

“Thank you so much for organising our lifetime mortgage. All completed now and we were most grateful for your very professional advice.”
Linda and Pete December 2019

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The form has been submitted

Thank you for this confirmation to investment additional funds to your ISA. Your adviser will confirm the bank account to transfer the funds and a reference number. Once the top up has been applied to your tax-free investment account, the Client Support Team will confirm this and provide you with an updated valuation.