Equity release

Equity release is a way of releasing the wealth tied up in your property without having to move home. You can borrow against the value of your home in exchange for a tax-free lump sum with no monthly repayments. You retain full ownership of your home.

If you are 55 or older and own your own home you could be eligible for a lifetime mortgage.

A Lifetime Mortgage is a type of mortgage where you can choose to extract your funds in a single lump sum and/or smaller amounts over time. The loan and the accrued interest can be repaid at any time but must be repaid by your estate when the last person living in your home either dies or move to permanent long-term care.

The amount that can be released is dependent on your age and the value of your property.

If you would like to speak to someone about Equity Release, please complete the contact form below. Contact form asks for name, email and phone number, it is sent to Vanessa@fmifa.com.

Vanessa Carver CeMAP and CeRER
Equity Release Specialist
01494 817151 |  vanessa@fmifa.com | fmequityrelease.com

Proud to be a Member ofthe Equity Release Council

Equity Release Calculator

Our calculator will give you an idea of just how much money you could release from your home. Simply choose your age, property type and estimated property value.

As a reminder – equity release is a way of turning some of the value from your home into tax-free cash. The type of equity release we advise on is called a lifetime mortgage. It’s a long-term loan you can apply for once you’re aged 55 or over. And it’s normally repaid using your home once you pass away or need to move our of your home for long-term care.

Try our equity release calculator

I'm
years old, and my
is worth around £
You could release up to:

If you would like to speak to someone about Equity Release, please complete the contact form below.

Vanessa Carver CeMAP and CeRER
Equity Release Specialist
01494 817151 |  vanessa@fmifa.com | fmequityrelease.com

Client Testimonials
A pleasure to refer as I know that you will look after whoever I refer to you and give them best advice. Paul, February 2020

Thank you very much for all your help in helping me take out my equity release. It was a worrying time for me, but you made it easy. Rita, August 2019

A pleasure to refer as I know that you will look after whoever I refer to you and give them best advice. Paul, February 2020

Just to let you know that this completed yesterday, and the funds are in my account. Thank you for all your help – it all went very smoothly! Jane and Brian, June 2019

We would both like to thank you very much for your advice and assistance in our equity release. It has all been relatively painless! Steve and Janey, November 2018

Thank you very much for all your help in helping me take out my equity release. It was a worrying time for me, but you made it easy. Rita, August 2019

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financial management is a trading title of Philip Harper LLP, which is authorised and regulated by The Financial Conduct Authority. Registration No.485423

The form has been submitted

Thank you for this confirmation to invest additional funds to your ISA. We will confirm the bank account to transfer the funds and a reference number. Once the top up has been applied to your tax-free investment account, the Client Support Team will confirm this and provide you with an updated valuation.